
Notary FAQs
1. What is an Acceptable form of ID?
Identification, or satisfactory evidence, can come in three different forms:
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1. Identification Documents - The Identification documents must include a photograph, description of the primary party, signature, identification number, and issued within 5 years of the signing . These include ID's, Driver's Licenses, Passports, Inmate Identifications.
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2. Oath of a Single Credible Witness - a third party that is personally known by both the primary party and the Notary who can present Identification Documents and verify the identity of the primary party under oath.
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3. Oath of Two Credible Witnesses - The primary party may bring two individuals to the document signing to establish and verify the identification of the primary party signer. Both Credible Witnesses must present the Notary with a form of Identification Document.
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2. What is the Notarization Process?
The Notarization process can be broken down into five simple steps:
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1. Require Personal Appearances
2. Review the Document for Completion
3. Identify and Screen the Signer
4. Record the Journal Entry
5. Complete the Notarial Certificate
3. What does the Notary Record in their Journal?
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The date and time of the notarization
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The type of notarization
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The type of document being notarized
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The signature of each signer
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What type of satisfactory evidence was used to identify the signer
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The fee charged for the notarial act
4. Are you a Certified Notary?
I am Notary Certified. I have successfully completed the seminar and exam, gotten my application approved. I have also acquired all materials necessary to preform notarizations.
5. Are you Bonded and E&O Insured?
Yes! I carry E&O Insurance and have a Notary Bond.
6. What is the Difference Between a Notary and a Loan Signing Agent?
A Public Notary is present during a signing to verify the identity of the parties involved, witness signatures, and can notarize multiple different kinds of documents. A Loan Signing Agent is trained to work specifically with Loan documents and guide borrowers through the documents before signing.
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7. What is an Oath and Affirmation?
An Oath is defined as a vocalized pledge or promise, given to a supreme being, and made before a Notary in regards to any Notarial act.
Example: "Do you solemnly swear that your testimony is true, so help you God?"
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An Affirmation is a spoken pledge with no association to a supreme being, rather valued on one's personal honor, given before a Notary in regards to any Notarial act.
Example: "Do you affirm that your testimony is true?"